All businesses need insurance for their building, business property and other equipment. Child care centers have additional insurance needs that relate directly to the care they provide and the young population they serve. It’s important for your insurer to understand the needs of a child care center. It’s not just any old business!
For example, young children are more likely to fall or get injured than adults or even school-aged children. Therefore, having protection for the injuries of the students as well as liability protection for the workers in case of a negligence suit can protect against financial losses.